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INFORMATION TECHNOLOGY LAW

Expertise

Lex Legal Practice has firmly established itself as the preeminent leader in offering legal advice to Pakistan's information technology sector. Our Information and Financial Technology department takes immense pride in the extensive knowledge we have brought to our clients operating in financial technology. Our expertise is further substantiated by various global rankings obtained by Lex Legal Practice in the realm of information technology (listed below): 


Chambers and Partners (2024)

The Chambers and Partners ranked Lex Legal Practice in Band 1 category for Fintech Legal - 2024.


Legal 500 Asia Pacific (2023)

The 2023 edition of Legal 500 Asia Pacific has ranked Lex Legal Practice as a "Leading Firm" in Technology, Media & Telecoms sector.


Chambers and Partners (2023)

"The Leading FinTech advisers worldwide 2023" issued by the Chambers and Partners ranked Lex Legal Practice in Band 1 category in respect of Fintech Legal (Pakistan). Lex Legal Practice was the first law firm in Pakistan to have ever received recognition in Fintech Legal by the Chambers and Partners.


Legal 500 Asia Pacific (2022)

The 2022 edition of Legal 500 Asia Pacific has ranked Lex Legal Practice as a "Leading Firm" in Technology, Media & Telecoms sector.


In recent years, the firm has advised on a remarkable number of fintech transactions in Pakistan, setting a record in the industry. This includes assisting our clients in obtaining regulatory licenses and approvals from State Bank of Pakistan (“SBP”) and Securities and Exchange Commission Pakistan ("SECP"), for various financial operations such as Digital Banking, Electronic Money Institutions (EMI), Payment System Operators (PSO), Payment Service Providers (PSP), Non-Banking Finance Companies (NBFC), Third Party Service Providers (TPSP), Branchless Banking Agency (BBA) and Super Agency licenses and authorizations. 


Moreover, our expertise extends to advising digital lending platforms, payment card service providers, cross border payment processors, crypto operators and digital banking departments within leading commercial banks of Pakistan. Lex Legal Practice is one of the few information technology law firms in Pakistan that are fully conversant with the technical and commercial end of digital technology.


"Lex Legal Practice is a leading Pakistan boutique firm with a strong specialization in digital payments law. The team offers regulatory advice and assistance with transactional matters to a wide range of FinTech clients." Chambers & Partners - Fintech 2024


"Not only did their team understand complex and sophisticated matters but they also always simplified the responses for us as a client. We have never encountered an opinion or work that has been questioned or objected to internally or by regulators. From managing partner to associates, the level of information and quality of responses has always been consistent." Chambers & Partners - Fintech 2024


Beyond the realm of financial technology, our Information and Financial Technology department has also undertaken significant work in securities, mergers & acquisitions, finance and securitization transactions, blockchain & crypto technology, competition matters, and regulatory compliance. 

Lex Legal Practice maintains a consistently robust and diverse clientele in the broader information technology industry, which includes Education Technology Companies, Software and Application Developers, Ride-Hailing Service Providers, Game Developers, Digital Logistics Service Providers, and Agriculture Technology Platforms.

Services

Our team regularly provides contractual advice to our tech clients on the following:
 

  • Software Licensing Agreements
  • Software Integration and Implementation Agreements
  • Software Customisation Agreements
  • Software Support and Maintenance Agreements 
  • Cache Services Agreements
  • Penetration Testing Agreements
  • Mobile Application Terms of Use
  • Online Marketplace Terms of Use
  • Privacy Policies
  • Disclaimers
  • Non-Disclosure Agreements
  • Service Level Agreements
  • Mobile Application Development Agreements 
  • Website Development Agreement
  • Mobile Wallet Integration Agreements
  • Payment Aggregation Agreements
  • Logistic Aggregation Agreement
  • Payment Gateway Agreements
  • Cross-Platform Payment Agreements
  • Branchless Banking Super Agency Agreements 
  • Branchless Banking Sub Agent Agreements
  • User Interface Programming Agreement
  • Source Code Escrow Agreement
  • Source Code Deposit Agreement
  • Branchless Banking Merchant Agreement 
  • E-Commerce Platform Agreement
  • Online Marketplace Agreement
  • Online Merchant Establishment Agreement 
  • Middleware Connector Agreement
  • Automated Salary Disbursement Agreement
  • DPLC Agreements
  • Share Purchase Agreement
  • Investor Rights Agreement
  • Shareholder Agreement
  • Share Vesting Agreement

Success News

Electronic Money Institution (EMI)

Lex Legal Practice successfully assists in obtaining Pakistan’s first "Commercial EMI Pilot Approval" from the State Bank of Pakistan. 

Find out more

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